a couple dreaming about a home

Loan Referral Program

For the exclusive use of NextMark Employees and Loan Referral Program Participants

Current Rates


¹We only finance primary residences and second homes. The maximum combined loan-to-value (CLTV) for a second home is 80%. We do not finance investment properties.
NextMark Credit Union generally makes 2nd trust loans in conjunction with most 1st mortgages but not Interest Only or Negative Amortization Loans.

²We only lend to US Citizens and Permanent Residents. We accept the H1B-1 Visa only if they have the 797A Notice of Action-Approved. Other visas may also be accepted.

³We calculate 75% of rent payments received as income. We will also apply the full mortgage payment as a debt. Product prices and LTV limits are based on the borrower’s Equifax credit score. We will pull our own credit report.

NextMark NMLS# 401513

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