Personal Loans & Lines of Credit
Life happens, and sometimes you just need access to quick cash.
With a NextMark personal loan or line of credit, or our Borrow and Save loan, you can finance big or small expenses affordably while you build your credit.
Personal Loans
A personal loan can be used for almost any purpose; vacations, weddings, home improvements, holiday shopping, unexpected bills – you name it, we’ve got you covered.
- Terms up to 60 months
- Maximum Loan Amount $50,000
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Terms Up To |
APR as Low As* |
Approximate monthly payment** |
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*APR=Annual Percentage Rate. APR reflects a .25% discount with automatic payments from a NextMark checking account. Loan maximum is $50,000. **Monthly payment estimates based on a $5,000.00 signature loan. Rates are effective as of 9/25/2024. Rates subject to change without notice. |
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Terms Up To 12 Months |
APR as Low As* 9.74% |
Approximate monthly payment** $439.05 |
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Terms Up To 24 Months |
APR as Low As* 9.99% |
Approximate monthly payment** $230.77 |
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Terms Up To 36 Months |
APR as Low As* 10.24% |
Approximate monthly payment** $161.95 |
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Terms Up To 48 Months |
APR as Low As* 10.75% |
Approximate monthly payment** $128.67 |
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Terms Up To 60 Months |
APR as Low As* 11.25% |
Approximate monthly payment** $109.38 |
NextLine - Personal Line of Credit
With NextLine, you can fund smaller purchases, such as furniture, appliances or even vacations, with credit limits up to $5,000. You can even use it as a layer of protection in events when you may overdraw your checking account.
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Lower payments with no annual fees
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Easy access to funds
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Terms Up To |
Minimum credit limit |
Maximum credit limit |
APR as Low As |
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APR=Annual Percentage Rate. Rate as of 10/1/2024. The rate is variable and may change. The rate you qualify to receive may vary depending on individual credit history and underwriting factors. Fees could be imposed. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. |
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Terms Up To Open End |
Minimum credit limit $500 |
Maximum credit limit $5,000 |
APR as Low As 12.99% |
Borrow & Save Loan - Build Credit while saving for the future.
A small dollar loan that’s perfect for establishing credit while building a nice chunk of savings.
- Funds are placed into a NextMark Pledge Share Account
- You make monthly payments of principal and interest
- The money is yours at the end of the term
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APR |
Terms up to |
Approximate monthly payment |
Maximum credit limit |
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APR=Annual Percentage Rate. Rates are effective as of 5/1/2024. Monthly payment estimates based on a $2,000.00 loan amount. Rates subject to change without notice. Additional fees may be imposed. |
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APR 6.00% |
Terms up to 12 months |
Approximate monthly payment $172.13 |
Maximum credit limit $2,000 |
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APR 6.00% |
Terms up to 24 months |
Approximate monthly payment $88.64 |
Maximum credit limit $2,000 |
Let’s get started
Disclosures
Rates based on creditworthiness and not all applicants will qualify for the lowest loan rate. Restrictions may apply. Federally insured by NCUA. Equal housing lender.
²APR= Annual Percentage Rate. The rate is variable and may change. The rate you qualify to receive may vary depending on individual credit history and underwriting factors. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.