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Personal Loans & Lines of Credit

Need cash? We’ve got you covered.

Apply for a loan

Life happens, and sometimes you just need access to quick cash. With a NextMark personal loan or line of credit, you can finance big or small expenses affordably without worrying about what’s next.

Personal Loans

A personal loan can be used for almost any purpose; vacations, weddings, home improvements, holiday shopping, unexpected bills – you name it, we’ve got you covered.

  • Terms up to 60 months
  • Maximum Loan Amount $30,000
Signature (Personal Loan)

Terms Up To

APR as Low As*

Approximate monthly payment**

*APR=Annual Percentage Rate. APR reflects a .25% discount with automatic payments from a NextMark checking account.

**Monthly payment estimates based on a $5,000.00 signature loan.

Rates are effective as of 7/28/2021. Rates subject to change without notice.

Terms Up To

12 Months

APR as Low As*

8.99%

Approximate monthly payment**

$437.23

Terms Up To

24 Months

APR as Low As*

9.24%

Approximate monthly payment**

$228.97

Terms Up To

36 Months

APR as Low As*

9.49%

Approximate monthly payment**

$160.14

Terms Up To

48 Months

APR as Low As*

10.00%

Approximate monthly payment**

$126.81

Terms Up To

60 Months

APR as Low As*

10.50%

Approximate monthly payment**

$107.47

NextLine - Personal Line of Credit

With NextLine, you can fund smaller purchases, such as furniture, appliances or even vacations, with credit limits up to $5,000. You can even use it as a layer of protection in events when you may overdraw your checking account.

  • Interest rates as low as 8.49% APR²
  • Lower payments with no annual fees
  • Easy access to funds

Let’s get started

Stop by a branch
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While I’m at it …

Here are some things to check out.

  • Tap into your equity

    A home equity loan or line of credit uses the equity in your home as collateral for a loan. And you don’t pay interest until you use it.

    Get details on equity loans
  • Holiday & Vacation Club

    Build your savings for those special moments by putting aside what you can afford throughout the year. Withdraw it when you need it.

    Get details on club accounts

Disclosures

Rates based on creditworthiness and not all applicants will qualify for the lowest loan rate. Restrictions may apply. Federally insured by NCUA. Equal housing lender.

²The APR is the Credit Union’s Standard Rate as of January 25, 2021. The rate is variable and may change. The rate you qualify to receive may vary depending on individual credit history and underwriting factors. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.

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