Rates
Checking Type |
Min. to Open |
Dividend Rate |
APY* |
---|---|---|---|
*APY = Annual Percentage Yield. Rates are effective as of 1/25/23. **Pinnacle Checking has a $9.00 per month charge if balance falls below $1,500.00. Rates may change without notice. Fees may reduce earnings on accounts. |
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Checking Type |
Min. to Open $0 |
Dividend Rate 0.05% |
APY* 0.05% |
Checking Type |
Min. to Open $0 |
Dividend Rate 0.05% |
APY* 0.05% |
Checking Type |
Min. to Open $0 |
Dividend Rate 0.05% |
APY* 0.05% |
Checking Type |
Min. to Open $0 |
Dividend Rate 0.10% |
APY* 0.10%** |
Savings Type |
Min. to Open |
Dividend Rate |
APY* |
---|---|---|---|
*APY=Annual Percentage Yield. Rates are effective as of 11/30/2022. Rates subject to change without notice. Fees may reduce earnings on accounts. **Holiday Club accounts offer a withdrawal period of November 15th through January 31st of each year. ***Please visit your local branch to open these accounts. |
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Savings Type Regular Savings with Balance of $100 - $499.99 |
Min. to Open $5.00 |
Dividend Rate 0.05% |
APY* 0.05% |
Savings Type Regular Savings with Balance of $500 - $24,999.99 |
Min. to Open $5.00 |
Dividend Rate 0.05% |
APY* 0.05% |
Savings Type Regular Savings with Balance of $25,000 - $500,000 |
Min. to Open $5.00 |
Dividend Rate 0.05% |
APY* 0.05% |
Savings Type Vacation, Holiday Club**, Pledge & Extra Share with Balance of $0 - $99.99 |
Min. to Open $0 |
Dividend Rate 0.00% |
APY* 0.00% |
Savings Type Vacation, Holiday Club**, Pledge & Extra Share with Balance of $100 - $500,000 |
Min. to Open $0 |
Dividend Rate 0.10% |
APY* 0.10% |
Savings Type Roth IRA*** with Balance up to $500,000 |
Min. to Open $1.00 |
Dividend Rate 0.15% |
APY* 0.15% |
Savings Type Traditional IRA*** with Balance up to $500,000 |
Min. to Open $1.00 |
Dividend Rate 0.15% |
APY* 0.15% |
Savings Type Coverdell ESA*** with Balance $2,000/year |
Min. to Open $1.00 |
Dividend Rate 0.25% |
APY* 0.25% |
Balance |
Dividend Rate* |
APY** |
---|---|---|
*Rates shown are “as high as” amounts. **APY=Annual Percentage Yield. Rates are effective as of 1/25/2023. Rates subject to change without notice. Fees may reduce earnings on accounts. Variable rate account, dividend rates may change after account opening. For any withdrawal from your Money Market Plus account in excess of 3 per month, you will be charged a fee as stated in the fee schedule. The minimum amount of each withdrawal is $100. |
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Balance $2,500-$9,999 |
Dividend Rate* 0.25% |
APY** 0.25% |
Balance $10,000-$24,999 |
Dividend Rate* 1.00% |
APY** 1.00% |
Balance $25,000-$99,999 |
Dividend Rate* 1.24% |
APY** 1.25% |
Balance $100,000-$500,000 |
Dividend Rate* 1.49% |
APY** 1.50% |
Terms Up To |
Minimum credit limit |
Maximum credit limit |
APR as Low As |
---|---|---|---|
Rates are effective as of 12/15/2022. Rates subject to change without notice. Get the details at here. |
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Terms Up To Open End |
Minimum credit limit $500 |
Maximum credit limit $5,000 |
APR as Low As 12.74% |
Term |
Min. to Open |
Dividend Rate |
APY** |
---|---|---|---|
*Please visit your local branch to open IRA Certificates. **APY=Annual Percentage Yield. Penalty fees may be incurred for early withdrawals from share certificates. Rates effective as of 1/25/2023. Rates subject to change without notice. |
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Term 3 Months |
Min. to Open $100,000 |
Dividend Rate 1.24% |
APY** 1.25% |
Term 6 Month Propel 100 |
Min. to Open $100,000 |
Dividend Rate 2.72% |
APY** 2.75% |
Term 9 Month Explore 100 |
Min. to Open $100,000 |
Dividend Rate 2.96% |
APY** 3.00% |
Term 12 Month Thrive 100 |
Min. to Open $100,000 |
Dividend Rate 3.69% |
APY** 3.75% |
Term 24 Months |
Min. to Open $100,000 |
Dividend Rate 3.44% |
APY** 3.50% |
Term 36 Months |
Min. to Open $100,000 |
Dividend Rate 3.20% |
APY** 3.25% |
Term 48 Months |
Min. to Open $100,000 |
Dividend Rate 3.20% |
APY** 3.25% |
Term 60 Months |
Min. to Open $100,000 |
Dividend Rate 3.70% |
APY** 3.76% |
Term 72 Months |
Min. to Open $100,000 |
Dividend Rate 3.70% |
APY** 3.76% |
Product |
Min. to Open |
Dividend Rate |
APY* |
---|---|---|---|
*APY=Annual Percentage Yield. Membership required prior to opening certificate accounts. Penalty fees will be incurred for early withdrawals. Rates subject to change without notice. Rates effective 1/25/2023. |
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Product 3 Months |
Min. to Open $25,000 |
Dividend Rate 1.24% |
APY* 1.25% |
Product 6 Month Propel 25 |
Min. to Open $25,000 |
Dividend Rate 2.72% |
APY* 2.75% |
Product 9 Month Explore 25 |
Min. to Open $25,000 |
Dividend Rate 2.96% |
APY* 3.00% |
Product 12 Month Thrive 25 |
Min. to Open $25,000 |
Dividend Rate 3.69% |
APY* 3.75% |
Product 24 Months |
Min. to Open $25,000 |
Dividend Rate 3.44% |
APY* 3.50% |
Product 36 Months |
Min. to Open $25,000 |
Dividend Rate 3.00% |
APY* 3.04% |
Product 48 Months |
Min. to Open $25,000 |
Dividend Rate 3.00% |
APY* 3.04% |
Product 60 Months |
Min. to Open $25,000 |
Dividend Rate 3.25% |
APY* 3.30% |
Product 72 Months |
Min. to Open $25,000 |
Dividend Rate 3.25% |
APY* 3.30% |
Term |
Min. to Open |
Dividend Rate |
APY** |
---|---|---|---|
*Please visit your local branch to open IRA Certificates.**APY=Annual Percentage Yield. Penalty fees may be incurred for early withdrawals from share certificates. Rates effective as of 1/25/23. Rates subject to change without notice.
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Term 3 Months |
Min. to Open $2,500 |
Dividend Rate 1.00% |
APY** 1.00% |
Term 6 Month Propel |
Min. to Open $2,500 |
Dividend Rate 2.22% |
APY** 2.24% |
Term 9 Month Explore |
Min. to Open $2,500 |
Dividend Rate 2.46% |
APY** 2.49% |
Term 12 Month Thrive |
Min. to Open $2,500 |
Dividend Rate 3.20% |
APY** 3.25% |
Term 24 Months |
Min. to Open $2,500 |
Dividend Rate 3.00% |
APY** 3.04% |
Term 36 Months |
Min. to Open $2,500 |
Dividend Rate 3.00% |
APY** 3.04% |
Term 48 Months |
Min. to Open $2,500 |
Dividend Rate 3.00% |
APY** 3.04% |
Term 60 Months |
Min. to Open $2,500 |
Dividend Rate 3.25% |
APY** 3.30% |
Term 72 Months |
Min. to Open $2,500 |
Dividend Rate 3.25% |
APY** 3.30% |
Term |
Min. to Open |
Dividend Rate |
APY** |
---|---|---|---|
*Please visit your local branch to open IRA Certificates. **APY=Annual Percentage Yield. Penalty fees may be incurred for early withdrawals from share certificates. Rates effective as of 1/25/2023. Rates subject to change without notice. |
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Term 3 Months |
Min. to Open $500 |
Dividend Rate 0.90% |
APY** 0.90% |
Term 6 Months |
Min. to Open $500 |
Dividend Rate 2.12% |
APY** 2.14% |
Term 9 Months |
Min. to Open $500 |
Dividend Rate 2.36% |
APY** 2.39% |
Term 12 Months |
Min. to Open $500 |
Dividend Rate 3.10% |
APY** 3.14% |
Term 24 Months |
Min. to Open $500 |
Dividend Rate 2.90% |
APY** 2.94% |
Term 36 Months |
Min. to Open $500 |
Dividend Rate 2.90% |
APY** 2.94% |
Term 48 Months |
Min. to Open $500 |
Dividend Rate 2.90% |
APY** 2.94% |
Term 60 Months |
Min. to Open $500 |
Dividend Rate 3.15% |
APY** 3.20% |
Term 72 Months |
Min. to Open $500 |
Dividend Rate 3.15% |
APY** 3.20% |
Term |
Min. to Open |
Dividend Rate |
APY* |
---|---|---|---|
*APY=Annual Percentage Yield. Penalty fees may be incurred for early withdrawals from share certificates. Rates effective as of 11/30/2022. Rates subject to change without notice. |
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Term 36 Month Savings Builder |
Min. to Open $100.00 |
Dividend Rate 1.65% |
APY* 1.66% |
Mortgages
We offer Fixed Rate, Adjustable Rate, Jumbo Fixed, and Jumbo Adjustable Rate Mortgage Loans.
Credit Card |
APR as Low As |
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Rates, terms, and conditions are subject to change and may vary based on creditworthiness and qualifications. Not all applicants will qualify for the lowest rate. Foreign transaction fee. Rates as of 1/25/2023. |
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Credit Card Visa Platinum Card |
APR as Low As 12.74% |
Credit Card Visa Secured Card |
APR as Low As 18.00% |
Term |
APR¹ as low as |
Approximate monthly payment² |
---|---|---|
Rates are effective as of 1/25/23. Rates subject to change without notice. ¹APR = Annual Percentage Rate. APR reflects a .25% discount with automatic payments from a NextMark checking account. Rates based on credit worthiness. ²For 36, 48, and 60 months, payment estimates based on a $15,000 auto loan. 72 month payment estimate based on minimum $20,000. 84 month payment estimate based on minimum $25,000. |
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Term 36 Months |
APR¹ as low as 4.34% |
Approximate monthly payment² $445.13 |
Term 48 Months |
APR¹ as low as 4.89% |
Approximate monthly payment² $344.70 |
Term 60 Months |
APR¹ as low as 4.89% |
Approximate monthly payment² $282.32 |
Term 72 Months |
APR¹ as low as 5.29% |
Approximate monthly payment² $324.81 |
Term 84 Months |
APR¹ as low as 6.09% |
Approximate monthly payment² $366.32 |
Terms Up To |
APR as Low As* |
Approximate monthly payment** |
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*APR=Annual Percentage Rate. APR reflects a .25% discount with automatic payments from a NextMark checking account. Loan maximum is $50,000. **Monthly payment estimates based on a $5,000.00 signature loan. Rates are effective as of 1/25/23. Rates subject to change without notice. |
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Terms Up To 12 Months |
APR as Low As* 9.49% |
Approximate monthly payment** $438.32 |
Terms Up To 24 Months |
APR as Low As* 9.74% |
Approximate monthly payment** $230.11 |
Terms Up To 36 Months |
APR as Low As* 9.99% |
Approximate monthly payment** $161.31 |
Terms Up To 48 Months |
APR as Low As* 10.50% |
Approximate monthly payment** $128.02 |
Terms Up To 60 Months |
APR as Low As* 11.00% |
Approximate monthly payment** $108.72 |
Terms Up To |
Minimum credit limit |
Maximum credit limit |
APR as Low As |
---|---|---|---|
Rates are effective as of 12/15/2022. Rates subject to change without notice. Get the details at here. |
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Terms Up To Open End |
Minimum credit limit $500 |
Maximum credit limit $5,000 |
APR as Low As 12.74% |