NextMark’s COVID-19 Financial Resources & Branch Closure Information

 

 

Rates

Pinnacle Checking

Balance

Min. to Open

Dividend Rate

APY*

*APY = Annual Percentage Yield. Rates are effective as of 10/28/2020. Rates may change without notice. Fees may reduce earnings on accounts.

**Pinnacle Checking has a $9.00 per month charge if balance falls below $1,500.00.

Balance

$0 - $1,499

Min. to Open

$0

Dividend Rate

0.05%

APY*

0.05%

Balance

$1,500 - $500,000**

Min. to Open

$0

Dividend Rate

0.05%

APY*

0.05%

Open Now
Simply Free, 50 Prestige, and Direct Pay Checking

Checking Type

Min. to Open

Dividend Rate

APY*

*APY = Annual Percentage Yield. Rates are effective as of 10/28/2020. Rates may change without notice. Fees may reduce earnings on accounts.

Checking Type

Simple Free Checking

Min. to Open

$0

Dividend Rate

0.05%

APY*

0.05%

Checking Type

50 Prestige Checking

Min. to Open

$0

Dividend Rate

0.05%

APY*

0.05%

Checking Type

Direct Pay Checking

Min. to Open

$0

Dividend Rate

0.05%

APY*

0.05%

Open Now
Overdraft Line of Credit

Terms Up To

APR as Low As

Rates are effective as of 10/28/2020. Rates subject to change without notice.

Terms Up To

Open End

APR as Low As

18.00%

Open Now
Savings Accounts

Savings Type

Min. to Open

Dividend Rate

APY*

*APY=Annual Percentage Yield. Rates are effective as of 10/28/2020. Rates subject to change without notice. Fees may reduce earnings on accounts.

**Holiday Club accounts offer a withdrawal period of November 15th through January 31st of each year.

***Please visit your local branch to open these accounts.

Savings Type

Regular Savings with Balance of $100 - $499.99

Min. to Open

$5.00

Dividend Rate

0.05%

APY*

0.05%

Savings Type

Regular Savings with Balance of $500 - $24,999.99

Min. to Open

$5.00

Dividend Rate

0.05%

APY*

0.05%

Savings Type

Regular Savings with Balance of $25,000 - $500,000

Min. to Open

$5.00

Dividend Rate

0.10%

APY*

0.10%

Savings Type

Vacation, Holiday Club**, Pledge & Extra Share with Balance of $0 - $99.99

Min. to Open

$0

Dividend Rate

0.00%

APY*

0.00%

Savings Type

Vacation, Holiday Club**, Pledge & Extra Share with Balance of $100 - $500,000

Min. to Open

$0

Dividend Rate

0.10%

APY*

0.10%

Savings Type

Roth IRA*** with Balance up to $500,000

Min. to Open

$1.00

Dividend Rate

0.25%

APY*

0.25%

Savings Type

Traditional IRA*** with Balance up to $500,000

Min. to Open

$1.00

Dividend Rate

0.25%

APY*

0.25%

Savings Type

Coverdell ESA*** with Balance $2,000/year

Min. to Open

$1.00

Dividend Rate

0.25%

APY*

0.25%

Open Now
Money Market Plus & IRA Money Market Plus Accounts

Balance

Dividend Rate*

APY**

*Rates shown are “as high as” amounts.

**APY=Annual Percentage Yield. Rates are effective as of 10/28/2020. Rates subject to change without notice. Fees may reduce earnings on accounts.

Balance

$2,500-$9,999

Dividend Rate*

0.15%

APY**

0.15%

Balance

$10,000-$24,999

Dividend Rate*

0.20%

APY**

0.20%

Balance

$25,000-$99,999

Dividend Rate*

0.35%

APY**

0.35%

Balance

$100,000-$500,000

Dividend Rate*

0.50%

APY**

0.50%

Open Now
IRA Certificates* with Balance of $500 - $2,499

Term

Min. to Open

Dividend Rate

APY**

*Please visit your local branch to open IRA Certificates.

**APY=Annual Percentage Yield. Penalty fees may be incurred for early withdrawals from share certificates. Rates effective as of 10/28/2020. Rates subject to change without notice.

Term

3 Months

Min. to Open

$500

Dividend Rate

0.05%

APY**

0.05%

Term

6 Months

Min. to Open

$500

Dividend Rate

0.15%

APY**

0.15%

Term

9 Months

Min. to Open

$500

Dividend Rate

0.30%

APY**

0.30%

Term

12 Months

Min. to Open

$500

Dividend Rate

0.50%

APY**

0.50%

Term

24 Months

Min. to Open

$500

Dividend Rate

0.60%

APY**

0.60%

Term

36 Months

Min. to Open

$500

Dividend Rate

0.75%

APY**

0.75%

Term

48 Months

Min. to Open

$500

Dividend Rate

0.80%

APY**

0.80%

Term

60 Months

Min. to Open

$500

Dividend Rate

0.90%

APY**

0.90%

Term

72 Months

Min. to Open

$500

Dividend Rate

0.95%

APY**

0.95%

Open Now
Certificates & IRA Certificates* with Balance of $2,500 - $24,999

Term

Min. to Open

Dividend Rate

APY**

*Please visit your local branch to open IRA Certificates.

**APY=Annual Percentage Yield. Penalty fees may be incurred for early withdrawals from share certificates. Rates effective as of 10/28/2020. Rates subject to change without notice.

Term

3 Months

Min. to Open

$2,500.00

Dividend Rate

0.15%

APY**

0.15%

Term

6 Months

Min. to Open

$2,500.00

Dividend Rate

0.30%

APY**

0.30%

Term

9 Months

Min. to Open

$2,500.00

Dividend Rate

0.40%

APY**

0.40%

Term

12 Months

Min. to Open

$2,500.00

Dividend Rate

0.60%

APY**

0.60%

Term

24 Months

Min. to Open

$2,500.00

Dividend Rate

0.70%

APY**

0.70%

Term

36 Months

Min. to Open

$2,500.00

Dividend Rate

0.85%

APY**

0.85%

Term

48 Months

Min. to Open

$2,500.00

Dividend Rate

0.90%

APY**

0.90%

Term

60 Months

Min. to Open

$2,500.00

Dividend Rate

1.00%

APY**

1.01%

Term

72 Months

Min. to Open

$2,500.00

Dividend Rate

1.05%

APY**

1.05%

Open Now
Certificates & IRA Certificates* with Balance of $25,000 - $500,000

Term

Min. to Open

Dividend Rate

APY**

*Please visit your local branch to open IRA Certificates.

**APY=Annual Percentage Yield. Penalty fees may be incurred for early withdrawals from share certificates. Rates effective as of 10/28/2020. Rates subject to change without notice.

Term

3 Months

Min. to Open

$25,000.00

Dividend Rate

0.15%

APY**

0.15%

Term

6 Months

Min. to Open

$25,000.00

Dividend Rate

0.30%

APY**

0.30%

Term

9 Months

Min. to Open

$25,000.00

Dividend Rate

0.40%

APY**

0.40%

Term

12 Months

Min. to Open

$25,000.00

Dividend Rate

0.60%

APY**

0.60%

Term

24 Months

Min. to Open

$25,000.00

Dividend Rate

0.70%

APY**

0.70%

Term

36 Months

Min. to Open

$25,000.00

Dividend Rate

0.85%

APY**

0.85%

Term

48 Months

Min. to Open

$25,000.00

Dividend Rate

0.90%

APY**

0.90%

Term

60 Months

Min. to Open

$25,000.00

Dividend Rate

1.00%

APY**

1.01%

Term

72 Months

Min. to Open

$25,000.00

Dividend Rate

1.05%

APY**

1.05%

Open Now
Special Certificates

Term

Min. to Open

Dividend Rate

APY*

*APY=Annual Percentage Yield. Penalty fees may be incurred for early withdrawals from share certificates. Rates effective as of 10/28/2020. Rates subject to change without notice.

Term

36 Month Savings Builder

Min. to Open

$100.00

Dividend Rate

0.75%

APY*

0.75%

Open Now

Mortgages

We offer Fixed Rate, Adjustable Rate, Jumbo Fixed, and Jumbo Adjustable Rate Mortgage Loans.

Please visit our Mortgage Center for today’s rates and to apply for a loan.

Home Equity Loans & Lines of Credit

Savings Type

Minimum Loan

APR as Low As

Approximate monthly payment*

*Monthly payment estimates based on a $25,000.00 Home Equity Loan. Rates effective as of 010/28/2020. Rates subject to change without notice.

**The Home Equity 10 yr Balloon contains a balloon provision. This means that even if you make all payments in full and on time, the loan will not be paid in full by the end of the final payment date. A single balloon payment covering the remaining outstanding balance will be due and payable. Only 2nd position lien loans qualify. Loan payment example is based on a $10,000 loan amount.

Savings Type

Home Equity Easy Payment Line

Minimum Loan

$10,000.00

APR as Low As

3.00%

Approximate monthly payment*

Varies

Savings Type

Home Equity Fixed 10-Year Balloon Loan**

Minimum Loan

$10,000.00

APR as Low As

4.50%

Approximate monthly payment*

$50.69

(119 pmts. of $50.69 & 1 Balloon pmt. of $8,058.05)

Savings Type

Home Equity Fixed Rate Loan - 5 Year Term

Minimum Loan

$10,000.00

APR as Low As

4.15%

Approximate monthly payment*

$184.84

Savings Type

Home Equity Fixed Rate Loan - 10 Year Term

Minimum Loan

$10,000.00

APR as Low As

4.40%

Approximate monthly payment*

$103.16

Savings Type

Home Equity Fixed Rate Loan - 15 Year Term

Minimum Loan

$10,000.00

APR as Low As

4.90%

Approximate monthly payment*

$78.56

Savings Type

Home Equity Fixed Rate Loan - 20 Year Term

Minimum Loan

$10,000.00

APR as Low As

5.40%

Approximate monthly payment*

$68.23

Apply Now
Visa® Credit Cards

Credit Card

APR as Low As

Rates, terms, and conditions are subject to change and may vary based on creditworthiness and qualifications. Not all applicants will qualify for the lowest rate. Foreign transaction fee. Rates as of 10/28/2020.

View Visa Terms & Conditions

Credit Card

Visa Platinum Card

APR as Low As

8.99%

Credit Card

Visa Secured Card

APR as Low As

17.99%

Apply Now
New and Used Auto Loans - Cars, Trucks, Vans, Motorcycles, and RVs

Term

APR* as low as

Approximate monthly payment**

Rates are effective as of 10/28/2020. Rates subject to change without notice.

*APR = Annual Percentage Rate. APR reflects a 1.00% discount with a Direct Deposit and automatic payment from a NextMark checking account.

**For 36 and 60 months, payment estimates based on a $15,000 auto loan. 72 month payment estimate based on minimum $20,000. 84 month payment estimate based on minimum $25,000.

Term

36 Months

APR* as low as

2.29%

Approximate monthly payment**

$431.54

Term

60 Months

APR* as low as

2.79%

Approximate monthly payment**

$268.13

Term

72 Months

APR* as low as

2.99%

Approximate monthly payment**

$303.78

Term

84 Months

APR* as low as

4.25%

Approximate monthly payment**

$344.60

Apply Now
Signature (Personal Loan)

Terms Up To

APR as Low As*

Approximate monthly payment**

*APR reflects a 2.00% discount with a Direct Deposit and automatic payment from a NextMark checking account.

**Monthly payment estimates based on a $5,000.00 signature loan.

Rates are effective as of 10/28/2020. Rates subject to change without notice.

Terms Up To

12 Months

APR as Low As*

8.99%

Approximate monthly payment**

$437.23

Terms Up To

24 Months

APR as Low As*

9.24%

Approximate monthly payment**

$228.97

Terms Up To

36 Months

APR as Low As*

9.49%

Approximate monthly payment**

$160.14

Terms Up To

48 Months

APR as Low As*

10.00%

Approximate monthly payment**

$126.81

Terms Up To

60 Months

APR as Low As*

10.50%

Approximate monthly payment**

$107.47

Apply Now

You are about to navigate away from NextMark’s website.

Cancel Accept