Rates
|
Balance |
Min. to Open |
Dividend Rate |
APY* |
|---|---|---|---|
|
*APY = Annual Percentage Yield. Rates are effective as of 10/28/2020. Rates may change without notice. Fees may reduce earnings on accounts. **Pinnacle Checking has a $9.00 per month charge if balance falls below $1,500.00. |
|||
|
Balance $0 - $1,499 |
Min. to Open $0 |
Dividend Rate 0.05% |
APY* 0.05% |
|
Balance $1,500 - $500,000** |
Min. to Open $0 |
Dividend Rate 0.05% |
APY* 0.05% |
|
Checking Type |
Min. to Open |
Dividend Rate |
APY* |
|---|---|---|---|
|
*APY = Annual Percentage Yield. Rates are effective as of 10/28/2020. Rates may change without notice. Fees may reduce earnings on accounts. |
|||
|
Checking Type Simple Free Checking |
Min. to Open $0 |
Dividend Rate 0.05% |
APY* 0.05% |
|
Checking Type 50 Prestige Checking |
Min. to Open $0 |
Dividend Rate 0.05% |
APY* 0.05% |
|
Checking Type Direct Pay Checking |
Min. to Open $0 |
Dividend Rate 0.05% |
APY* 0.05% |
|
Terms Up To |
APR as Low As |
|---|---|
|
Rates are effective as of 10/28/2020. Rates subject to change without notice. |
|
|
Terms Up To Open End |
APR as Low As 18.00% |
|
Savings Type |
Min. to Open |
Dividend Rate |
APY* |
|---|---|---|---|
|
*APY=Annual Percentage Yield. Rates are effective as of 10/28/2020. Rates subject to change without notice. Fees may reduce earnings on accounts. **Holiday Club accounts offer a withdrawal period of November 15th through January 31st of each year. ***Please visit your local branch to open these accounts. |
|||
|
Savings Type Regular Savings with Balance of $100 - $499.99 |
Min. to Open $5.00 |
Dividend Rate 0.05% |
APY* 0.05% |
|
Savings Type Regular Savings with Balance of $500 - $24,999.99 |
Min. to Open $5.00 |
Dividend Rate 0.05% |
APY* 0.05% |
|
Savings Type Regular Savings with Balance of $25,000 - $500,000 |
Min. to Open $5.00 |
Dividend Rate 0.10% |
APY* 0.10% |
|
Savings Type Vacation, Holiday Club**, Pledge & Extra Share with Balance of $0 - $99.99 |
Min. to Open $0 |
Dividend Rate 0.00% |
APY* 0.00% |
|
Savings Type Vacation, Holiday Club**, Pledge & Extra Share with Balance of $100 - $500,000 |
Min. to Open $0 |
Dividend Rate 0.10% |
APY* 0.10% |
|
Savings Type Roth IRA*** with Balance up to $500,000 |
Min. to Open $1.00 |
Dividend Rate 0.25% |
APY* 0.25% |
|
Savings Type Traditional IRA*** with Balance up to $500,000 |
Min. to Open $1.00 |
Dividend Rate 0.25% |
APY* 0.25% |
|
Savings Type Coverdell ESA*** with Balance $2,000/year |
Min. to Open $1.00 |
Dividend Rate 0.25% |
APY* 0.25% |
|
Balance |
Dividend Rate* |
APY** |
|---|---|---|
|
*Rates shown are “as high as” amounts. **APY=Annual Percentage Yield. Rates are effective as of 10/28/2020. Rates subject to change without notice. Fees may reduce earnings on accounts. |
||
|
Balance $2,500-$9,999 |
Dividend Rate* 0.15% |
APY** 0.15% |
|
Balance $10,000-$24,999 |
Dividend Rate* 0.20% |
APY** 0.20% |
|
Balance $25,000-$99,999 |
Dividend Rate* 0.35% |
APY** 0.35% |
|
Balance $100,000-$500,000 |
Dividend Rate* 0.50% |
APY** 0.50% |
|
Term |
Min. to Open |
Dividend Rate |
APY** |
|---|---|---|---|
|
*Please visit your local branch to open IRA Certificates. **APY=Annual Percentage Yield. Penalty fees may be incurred for early withdrawals from share certificates. Rates effective as of 10/28/2020. Rates subject to change without notice. |
|||
|
Term 3 Months |
Min. to Open $500 |
Dividend Rate 0.05% |
APY** 0.05% |
|
Term 6 Months |
Min. to Open $500 |
Dividend Rate 0.15% |
APY** 0.15% |
|
Term 9 Months |
Min. to Open $500 |
Dividend Rate 0.30% |
APY** 0.30% |
|
Term 12 Months |
Min. to Open $500 |
Dividend Rate 0.50% |
APY** 0.50% |
|
Term 24 Months |
Min. to Open $500 |
Dividend Rate 0.60% |
APY** 0.60% |
|
Term 36 Months |
Min. to Open $500 |
Dividend Rate 0.75% |
APY** 0.75% |
|
Term 48 Months |
Min. to Open $500 |
Dividend Rate 0.80% |
APY** 0.80% |
|
Term 60 Months |
Min. to Open $500 |
Dividend Rate 0.90% |
APY** 0.90% |
|
Term 72 Months |
Min. to Open $500 |
Dividend Rate 0.95% |
APY** 0.95% |
|
Term |
Min. to Open |
Dividend Rate |
APY** |
|---|---|---|---|
|
*Please visit your local branch to open IRA Certificates. **APY=Annual Percentage Yield. Penalty fees may be incurred for early withdrawals from share certificates. Rates effective as of 10/28/2020. Rates subject to change without notice. |
|||
|
Term 3 Months |
Min. to Open $2,500.00 |
Dividend Rate 0.15% |
APY** 0.15% |
|
Term 6 Months |
Min. to Open $2,500.00 |
Dividend Rate 0.30% |
APY** 0.30% |
|
Term 9 Months |
Min. to Open $2,500.00 |
Dividend Rate 0.40% |
APY** 0.40% |
|
Term 12 Months |
Min. to Open $2,500.00 |
Dividend Rate 0.60% |
APY** 0.60% |
|
Term 24 Months |
Min. to Open $2,500.00 |
Dividend Rate 0.70% |
APY** 0.70% |
|
Term 36 Months |
Min. to Open $2,500.00 |
Dividend Rate 0.85% |
APY** 0.85% |
|
Term 48 Months |
Min. to Open $2,500.00 |
Dividend Rate 0.90% |
APY** 0.90% |
|
Term 60 Months |
Min. to Open $2,500.00 |
Dividend Rate 1.00% |
APY** 1.01% |
|
Term 72 Months |
Min. to Open $2,500.00 |
Dividend Rate 1.05% |
APY** 1.05% |
|
Term |
Min. to Open |
Dividend Rate |
APY** |
|---|---|---|---|
|
*Please visit your local branch to open IRA Certificates. **APY=Annual Percentage Yield. Penalty fees may be incurred for early withdrawals from share certificates. Rates effective as of 10/28/2020. Rates subject to change without notice. |
|||
|
Term 3 Months |
Min. to Open $25,000.00 |
Dividend Rate 0.15% |
APY** 0.15% |
|
Term 6 Months |
Min. to Open $25,000.00 |
Dividend Rate 0.30% |
APY** 0.30% |
|
Term 9 Months |
Min. to Open $25,000.00 |
Dividend Rate 0.40% |
APY** 0.40% |
|
Term 12 Months |
Min. to Open $25,000.00 |
Dividend Rate 0.60% |
APY** 0.60% |
|
Term 24 Months |
Min. to Open $25,000.00 |
Dividend Rate 0.70% |
APY** 0.70% |
|
Term 36 Months |
Min. to Open $25,000.00 |
Dividend Rate 0.85% |
APY** 0.85% |
|
Term 48 Months |
Min. to Open $25,000.00 |
Dividend Rate 0.90% |
APY** 0.90% |
|
Term 60 Months |
Min. to Open $25,000.00 |
Dividend Rate 1.00% |
APY** 1.01% |
|
Term 72 Months |
Min. to Open $25,000.00 |
Dividend Rate 1.05% |
APY** 1.05% |
|
Term |
Min. to Open |
Dividend Rate |
APY* |
|---|---|---|---|
|
*APY=Annual Percentage Yield. Penalty fees may be incurred for early withdrawals from share certificates. Rates effective as of 10/28/2020. Rates subject to change without notice. |
|||
|
Term 36 Month Savings Builder |
Min. to Open $100.00 |
Dividend Rate 0.75% |
APY* 0.75% |
Mortgages
We offer Fixed Rate, Adjustable Rate, Jumbo Fixed, and Jumbo Adjustable Rate Mortgage Loans.
Please visit our Mortgage Center for today’s rates and to apply for a loan.
|
Savings Type |
Minimum Loan |
APR as Low As |
Approximate monthly payment* |
|---|---|---|---|
|
*Monthly payment estimates based on a $25,000.00 Home Equity Loan. Rates effective as of 010/28/2020. Rates subject to change without notice. **The Home Equity 10 yr Balloon contains a balloon provision. This means that even if you make all payments in full and on time, the loan will not be paid in full by the end of the final payment date. A single balloon payment covering the remaining outstanding balance will be due and payable. Only 2nd position lien loans qualify. Loan payment example is based on a $10,000 loan amount. |
|||
|
Savings Type Home Equity Easy Payment Line |
Minimum Loan $10,000.00 |
APR as Low As 3.00% |
Approximate monthly payment* Varies |
|
Savings Type Home Equity Fixed 10-Year Balloon Loan** |
Minimum Loan $10,000.00 |
APR as Low As 4.50% |
Approximate monthly payment* $50.69 (119 pmts. of $50.69 & 1 Balloon pmt. of $8,058.05) |
|
Savings Type Home Equity Fixed Rate Loan - 5 Year Term |
Minimum Loan $10,000.00 |
APR as Low As 4.15% |
Approximate monthly payment* $184.84 |
|
Savings Type Home Equity Fixed Rate Loan - 10 Year Term |
Minimum Loan $10,000.00 |
APR as Low As 4.40% |
Approximate monthly payment* $103.16 |
|
Savings Type Home Equity Fixed Rate Loan - 15 Year Term |
Minimum Loan $10,000.00 |
APR as Low As 4.90% |
Approximate monthly payment* $78.56 |
|
Savings Type Home Equity Fixed Rate Loan - 20 Year Term |
Minimum Loan $10,000.00 |
APR as Low As 5.40% |
Approximate monthly payment* $68.23 |
|
Credit Card |
APR as Low As |
|---|---|
|
Rates, terms, and conditions are subject to change and may vary based on creditworthiness and qualifications. Not all applicants will qualify for the lowest rate. Foreign transaction fee. Rates as of 10/28/2020. |
|
|
Credit Card Visa Platinum Card |
APR as Low As 8.99% |
|
Credit Card Visa Secured Card |
APR as Low As 17.99% |
|
Term |
APR* as low as |
Approximate monthly payment** |
|---|---|---|
|
Rates are effective as of 10/28/2020. Rates subject to change without notice. *APR = Annual Percentage Rate. APR reflects a 1.00% discount with a Direct Deposit and automatic payment from a NextMark checking account. **For 36 and 60 months, payment estimates based on a $15,000 auto loan. 72 month payment estimate based on minimum $20,000. 84 month payment estimate based on minimum $25,000. |
||
|
Term 36 Months |
APR* as low as 2.29% |
Approximate monthly payment** $431.54 |
|
Term 60 Months |
APR* as low as 2.79% |
Approximate monthly payment** $268.13 |
|
Term 72 Months |
APR* as low as 2.99% |
Approximate monthly payment** $303.78 |
|
Term 84 Months |
APR* as low as 4.25% |
Approximate monthly payment** $344.60 |
|
Terms Up To |
APR as Low As* |
Approximate monthly payment** |
|---|---|---|
|
*APR reflects a 2.00% discount with a Direct Deposit and automatic payment from a NextMark checking account. **Monthly payment estimates based on a $5,000.00 signature loan. Rates are effective as of 10/28/2020. Rates subject to change without notice. |
||
|
Terms Up To 12 Months |
APR as Low As* 8.99% |
Approximate monthly payment** $437.23 |
|
Terms Up To 24 Months |
APR as Low As* 9.24% |
Approximate monthly payment** $228.97 |
|
Terms Up To 36 Months |
APR as Low As* 9.49% |
Approximate monthly payment** $160.14 |
|
Terms Up To 48 Months |
APR as Low As* 10.00% |
Approximate monthly payment** $126.81 |
|
Terms Up To 60 Months |
APR as Low As* 10.50% |
Approximate monthly payment** $107.47 |