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APR=Annual Percentage Rate. 

0% Intro APR for 15 months on balance transfers from date of first transfer. After that, the variable APR will revert to our current applicable interest rate (8.99%-18% APR) at that time. A 3% fee of balance transferred or $5 (whichever is greater) is charged for balance transfers from non-NextMark credit cards. Balance Transfer offer starts on April 1, 2021. NextMark reserves the right to cancel the offer at any time without prior notice.

Holiday Bonus points: Holiday 5-point bonus offer begins on November 26 and ends on December 31, 2021.

Not all applicants qualify for lowest loan rate. Rate based on credit worthiness. All programs, rates, terms, and conditions are subject to change without notice. Interest rate is variable and based on the Wall Street Journal Prime Rate. ²Qualifying purchases include any purchases made for goods or services, including but not limited to gas, dining, travel, or bill payments. Balance transfers do not qualify for bonus points. Additional restrictions may apply. 15K BONUS offer begins on 04/01/2021 and ends on 04/01/2022. ³Points will expire 4 years from the end of the calendar year (December 31) in which they were earned, and will expire on a first-in, first-out basis annually.

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