Auto Refinance
Let’s lower your monthly payment.
Why refinance?
You LOVE your car – but not your payment. If your payment is stressing you out, let’s talk about refinancing!
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Lower monthly payments
A better rate means lower monthly payments.
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Quicker loan pay-off
Part of refinancing can include changing your loan term.
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Cash-out option
You’re not locked into a payment forever — you can pay it off in one go if you want to.
Rates and Terms
Up to 115% Financing including tax, license and extended warranty. Cars, trucks, motorcycles and RVs can all be refinanced!
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Term |
APR¹ as low as |
Approximate monthly payment² |
|---|---|---|
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Rates are effective as of 9/25/2024. Rates subject to change without notice. ¹APR = Annual Percentage Rate. APR reflects a .25% discount with automatic payments from a NextMark checking account. Rates based on credit worthiness. ²For 36, 48, and 60 months, payment estimates based on a $15,000 auto loan. 72 month payment estimate based on minimum $20,000. 84 month payment estimate based on minimum $25,000. |
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Term 36 Months |
APR¹ as low as 5.09% |
Approximate monthly payment² $462.12 |
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Term 48 Months |
APR¹ as low as 5.39% |
Approximate monthly payment² $357.34 |
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Term 60 Months |
APR¹ as low as 5.39% |
Approximate monthly payment² $293.36 |
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Term 72 Months |
APR¹ as low as 5.79% |
Approximate monthly payment² $336.05 |
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Term 84 Months |
APR¹ as low as 6.49% |
Approximate monthly payment² $377.04 |
I didn’t know I could save so much money by refinancing with the credit union. I saved over $50 a month!
— Amanda Member since 2017
FAQs
Complete the application and we will contact you for necessary documents. Have your social security number, loan amount and ideal loan term handy.
Usually, we can turn around a refi on the same day, as long as we have all the proper documentation.
We will crunch the numbers and help you decide what’s best for you.
Disclosures
Managed risk lending pricing is used for all consumer loans. Rates, terms, and conditions are subject to change without notice and may vary based on creditworthiness, qualifications, and collateral conditions. Not all applicants will qualify for the lowest rate.